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Colorado Real Estate Transfer Tax (2026)

The statewide real estate transfer tax rate in Colorado is 0.01%, typically paid by the buyer.

State transfer tax calculator

Estimated state transfer tax: $2,052 (0.46% of$450,000). The seller typically pays this in Massachusetts. Deed excise tax $2.28/$500 (0.456%).

State-level figure only — county and city surtaxes add on top in many metros (e.g., NYC 1.425% + mansion tax, Chicago 0.4%, Philadelphia ~2.28% local). Confirm with a closing attorney.

Colorado transfer tax details

ItemValue
State rate0.01%
Who paysbuyer
Example: $450,000 home$45
NotesState document recording fee.

Source: Compiled from tallyclose.com/transfer-tax (state statute-verified, 45 states) and faircalculator.com (2026). County and city surtaxes apply on top of state rates; verify with the local recorder or closing attorney. County and city surtaxes are separate and not shown here.

How transfer tax differs from estate tax

A real estate transfer tax is charged at closing when property changes hands — it is unrelated to estate or inheritance tax. Colorado's estate/inheritance tax rules are covered by the Colorado no-tax status, and the federal estate tax by the federal calculator.

Frequently asked questions

Does Colorado have a real estate transfer tax?
Yes — Colorado levies a statewide real estate transfer tax of 0.01%, shown in the table above.
Who pays transfer tax in Colorado?
By default, the buyer pays the transfer tax in Colorado. Local practice can shift this in a negotiation, but the statutory default is shown above.
How much is transfer tax on a $450,000 home in Colorado?
At Colorado's rate of 0.01%, transfer tax on a $450,000 home is about $45 before any county/city add-ons.
Not legal or tax advice. This estimate follows the federal and state statutes referenced on this page but cannot capture every factor (trusts, business valuation, charitable deductions, prior gifts, state add-backs).

Real estate transfer tax in other states

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